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	<title>Comments on: Who Pays for Loyalty?</title>
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	<link>http://blog.hanifinloyalty.com/2009/11/09/who-pays-for-loyalty.html</link>
	<description>Unbiased insights on Customer Strategy &#38; Loyalty Marketing</description>
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		<title>By: davidbaer</title>
		<link>http://blog.hanifinloyalty.com/2009/11/09/who-pays-for-loyalty.html/comment-page-1#comment-9184</link>
		<dc:creator>davidbaer</dc:creator>
		<pubDate>Mon, 11 Jan 2010 05:55:14 +0000</pubDate>
		<guid isPermaLink="false">http://blog.hanifinloyalty.com/?p=1933#comment-9184</guid>
		<description>Dear Friend,
It’s a fact: if you want your website to make you money, generate leads or get subscribers you have to advertise in order to drive traffic to it. Of course this is true for any business, but it is absolutely essential for online business.

&lt;a&gt;online marketing&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Dear Friend,<br />
It’s a fact: if you want your website to make you money, generate leads or get subscribers you have to advertise in order to drive traffic to it. Of course this is true for any business, but it is absolutely essential for online business.</p>
<p><a>online marketing</a></p>
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		<title>By: Jill</title>
		<link>http://blog.hanifinloyalty.com/2009/11/09/who-pays-for-loyalty.html/comment-page-1#comment-9124</link>
		<dc:creator>Jill</dc:creator>
		<pubDate>Wed, 11 Nov 2009 18:46:19 +0000</pubDate>
		<guid isPermaLink="false">http://blog.hanifinloyalty.com/?p=1933#comment-9124</guid>
		<description>I think everyone pays for loyalty!</description>
		<content:encoded><![CDATA[<p>I think everyone pays for loyalty!</p>
]]></content:encoded>
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		<title>By: uberVU - social comments</title>
		<link>http://blog.hanifinloyalty.com/2009/11/09/who-pays-for-loyalty.html/comment-page-1#comment-9123</link>
		<dc:creator>uberVU - social comments</dc:creator>
		<pubDate>Wed, 11 Nov 2009 06:40:42 +0000</pubDate>
		<guid isPermaLink="false">http://blog.hanifinloyalty.com/?p=1933#comment-9123</guid>
		<description>&lt;strong&gt;Social comments and analytics for this post...&lt;/strong&gt;

This post was mentioned on Twitter by billhanifin: The debate over interchange - red herring of the year: http://bit.ly/45cFB1 #Loyalty...</description>
		<content:encoded><![CDATA[<p><strong>Social comments and analytics for this post&#8230;</strong></p>
<p>This post was mentioned on Twitter by billhanifin: The debate over interchange &#8211; red herring of the year: <a href="http://bit.ly/45cFB1" rel="nofollow">http://bit.ly/45cFB1</a> #Loyalty&#8230;</p>
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		<title>By: Tweets that mention Who Pays for Loyalty? &#124; Loyalty Truth Blog -- Topsy.com</title>
		<link>http://blog.hanifinloyalty.com/2009/11/09/who-pays-for-loyalty.html/comment-page-1#comment-9122</link>
		<dc:creator>Tweets that mention Who Pays for Loyalty? &#124; Loyalty Truth Blog -- Topsy.com</dc:creator>
		<pubDate>Tue, 10 Nov 2009 17:15:46 +0000</pubDate>
		<guid isPermaLink="false">http://blog.hanifinloyalty.com/?p=1933#comment-9122</guid>
		<description>[...] This post was mentioned on Twitter by Bill Hanifin and minglecard, Tom Rapsas. Tom Rapsas said: RT @tweetmeme Who Pays for Loyalty? &#124; Loyalty Truth Blog http://bit.ly/8Lizz #loyaltymarketing [...]</description>
		<content:encoded><![CDATA[<p>[...] This post was mentioned on Twitter by Bill Hanifin and minglecard, Tom Rapsas. Tom Rapsas said: RT @tweetmeme Who Pays for Loyalty? | Loyalty Truth Blog <a href="http://bit.ly/8Lizz" rel="nofollow">http://bit.ly/8Lizz</a> #loyaltymarketing [...]</p>
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		<title>By: Phil Hawkins</title>
		<link>http://blog.hanifinloyalty.com/2009/11/09/who-pays-for-loyalty.html/comment-page-1#comment-9120</link>
		<dc:creator>Phil Hawkins</dc:creator>
		<pubDate>Tue, 10 Nov 2009 02:24:51 +0000</pubDate>
		<guid isPermaLink="false">http://blog.hanifinloyalty.com/?p=1933#comment-9120</guid>
		<description>The corollary to this however is that consumers DO care who pays for loyalty, when it&#039;s the customers who do the paying.  This was certainly the case in Australia from 2003 when reductions to credit card interchange fees were imposed by the regulator.  This led in time to existing card loyalty programs imposing annual loyalty fees, or either capping or diluting issuance rates.</description>
		<content:encoded><![CDATA[<p>The corollary to this however is that consumers DO care who pays for loyalty, when it&#8217;s the customers who do the paying.  This was certainly the case in Australia from 2003 when reductions to credit card interchange fees were imposed by the regulator.  This led in time to existing card loyalty programs imposing annual loyalty fees, or either capping or diluting issuance rates.</p>
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